Do you want to ensure your home loan is working for you?
Your financial position and lifestyle may have changed, too. Whatever the reason for refinancing, it doesn’t cost to look for a more suitable loan. In fact, it could save you thousands. Ensure you are ahead of the latest loan options and interest rates with a full finance review from our leading Finance Specialists.
If you don’t have a mortgage offset facility, this is generally the first port of call. Did you know, strategies such as having a mortgage offset can potentially take years off your home loan.
We’ll talk to you about using your credit card effectively with an Auto sweep facility, which sees you using the banks money while your income sits in your mortgage offset. Every 55 days, the Auto sweep pays off the credit card from your offset, meaning your money has worked harder, for longer. Something as simple as an Auto sweep can reduce the number of years on your home loan.
We can explain the difference between good debt and bad debt, and how to purchase positive equity solutions to improve your financial position.
Our team will navigate their way through the loan market selecting the very best options to suit your needs. Take the hard work out of comparing loans products and interest rates by using the skills of a highly qualified Finance Specialist. Guaranteed to save you time money and reduce the possibility of missing that perfect loan product for you.
How does it work?
Refinancing starts with a free financial health check. This process involves:
- Reviewing how your finances are currently structured with the bank
- Seeing if there is a better option that suits your personal and financial needs
- Seeing if there’s a better structure or strategy, explaining why it’s more effective, how to use it and once you’re comfortable;
- Implement the new strategy
Here’s a few reasons why you may want to look at refinancing:
- Access to below market interest rates
- Save in mortgage repayments with a clear finance structure to pay off debt
- Debt consolidation
- Unlock the equity in your home to renovate or invest
Whatever your circumstances, it pays to talk to one of our specialist representatives and get a complete Home Loan Health Check using the form below.